We bring our law firm to your living room!

We conduct all consultations virtually through Zoom or in-person. Please don’t hesitate to contact us if you have any questions!
Life After Bankruptcy

Life After Bankruptcy

Moving Forward After Wiping the Slate Clean

After successfully filing for bankruptcy, you will be presented with a number of challenges, including a credit score that has taken a major hit. However, depending on the type of bankruptcy you filed for, it will not remain on your credit report for more than 10 years. During this time, it falls upon you to begin rebuilding your credit and developing new, healthy financial habits.

Call the bankruptcy team at Cal West Law in Los Angeles at (818) 446-1334 for the help you need to navigate your bankruptcy case and advice on how to proceed in the aftermath.

A New Lifestyle

If you filed for a Chapter 13 bankruptcy, you will still be paying off debts for the next 3 to 5 years through a reorganization plan. Therefore, you will likely have to change the basics in your life and slim down costs, so you can continue to faithfully make your payments. If you file for a Chapter 7 bankruptcy, however, you will be able to walk away from your debt entirely, and your salary will belong to you. Get started on building up an emergency found and try to rely on cash rather than any form of credit.

Here are some other tips for getting back on your feet:

  • Learn how to budget: Part of rebuilding your finances after filing for bankruptcy includes developing skills that will keep you from finding yourself in a similar predicament in the future. One of the most important skills you can learn is how to create and stick to a budget.
  • Start saving: Saving money is an excellent way to prevent future bankruptcy. The more money you have saved, the less likely you are to spend on credit. Having money saved can also provide a good safety net for potential financial emergencies.
  • Get a secure credit card: For those who have struggled with debt, the prospect of getting a credit card can seem terrifying, but it can actually help rebuild your credit. If you open a secure credit card, you can limit the amount in the account by how much money you deposit into it. You can also ask your bank to take out a small loan with a co-signor to help rebuild your credit.

Life after a bankruptcy may be difficult at first, especially as you adjust to some new lifestyle changes. However, you can get your credit back on track and start the next chapter in your life.

Speak to an Experienced Bankruptcy Attorney About Your Case Today!

At Cal West Law in Los Angeles, our bankruptcy team is backed by more than 50 years of collective experience. You can rely on us to guide you through the bankruptcy process, so you can put your debts behind you.

Reach out to our law firm today at (818) 446-1334 to request a free initial consultation with a member of our team.




“Ali and his staff work really hard for the benefit of their clients and my personal experience with them have been remarkably great.”

- Sami N.

What Makes Cal West Law Different from the Rest?

  • We Aim to Be Accessible

    We believe everyone deserves high-quality service, which is why we offer payment plans and a 0 down offer for all Chapter 7 bankruptcy filings.

  • Focus on Client Care

    Unlike typical bankruptcy mills, we ensure that the highest quality care, knowledge and skill is put into every single client's case.

  • Over 50 Years of Combined Experience

    Between the two partners, our firm's attorneys have over 50 years of experience in bankruptcy law.

Bring Our Firm into Your Living Room

We strive to make the bankruptcy process as smooth and simple for you as possible. Reach out to our firm today to schedule a free in-person or virtual consultation today.