Credit Repair in Los Angeles
Helping You Revive Your Financial Health
Repairing your credit after it takes a hit will take some time, but it is possible. With every step you make toward bringing your credit score up, you will be closer to becoming eligible for mortgages, credit, and loans with better terms. At Cal West Law in Los Angeles, we can provide the guidance you need toward achieving a brighter financial future.
Reach out to our law office today at (818) 446-1334 to request a free consultation with one of our attorneys to get started on your case.
How to Repair Your Credit
There are several steps you can take to repair your credit, which we will review here.
Below is a list of ways for you to get started on repairing your credit:
- Do not job hop: Frequently changing jobs will not have a direct impact on your credit score, but it may influence how lenders perceive you. Having stable employment is a key element in ensuring lenders have confidence you will be able to repay your loans.
- Get new credit: With a low credit score, you will have a hard time getting new credit, but it is an important step in repairing your credit. The point is to demonstrate that you are responsible and to build a positive track record of making your payments on time.
- Maintain a low balance: When you get a new credit card, it is recommended that you use a ratio of less than 30%. It will be easier to make payments in full and is a strong indicator to lenders that you intend to repay what you borrow.
- Check your credit report: When you are dealing with a damaged credit score, it is important to review it regularly. You will want to make sure that there are no errors or, if there are any, they are swiftly addressed.
Repairing a credit score will take time, but with these steps, you will be on the right path.
Request a Consultation with One of Our Experienced Los Angeles Bankruptcy Attorneys Today!
If your credit score is damaged, the skilled legal team at Cal West Law in Los Angeles can provide the guidance you need to repair it and get back on track. With more than 50 years of experience on our side, you can feel confident in our team’s ability to assist you.
Reach out to our law firm today at (818) 446-1334 to request a free and confidential consultation with a member of our team to discuss the details of your case and find out more about what we can do to help you.
“Ali and his staff work really hard for the benefit of their clients and my personal experience with them have been remarkably great.”- Sami N.